If you've got some time, then it's DEFINITELY worth taking a look at your car insurance. Inertia doesn't pay - falling into auto-renewal is expensive as loyalty is definitely NOT rewarded in this business. Did you know that 20-26 days before your renewal date is the optimum time to purchase insurance and the rates in this period can save you £100's on your insurance vs. going too early or too late?

If you've got more than one car in the household, look at multi-cover options. It's not always the cheapest route as it will depend on your provider, but it CAN cut insurance costs dramatically, despite the renewal dates not being aligned. 

Often adding a second named (responsible) driver from your family will also reduce your insurance cost. Adding someone else who drives your car with a better driving record will reduce risk for the insurers and therefore reduce costs to you. 

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